Insurance claim guides

Documenting jewelry & valuables: sub-limits, appraisals, photos

Theft of jewelry is capped around $1,500–$2,500 on most policies — when to schedule items and the photo record that proves a claim.

Home inventory for taxes: casualty losses, donations, deductions

Form 4684 after declared disasters, Form 8283 donations, home office records — what the IRS wants to see.

New year home inventory checklist: the 90-minute method

Start the year right: the room-by-room method, what to photograph, serials, receipts, and a home inventory for taxes.

Hurricane prep: the 60-minute documentation checklist

Before the storm: walkthrough video, high-value pass, serial plates, and getting the backup off the property.

What to do after a house fire: insurance claim checklist

First 48 hours, the fire report, ALE money for a hotel, and why smoke damage counts.

Water damage claims: act in the first 24 hours

Stop, document, dry. Why mold deadlines quietly kill claims.

After a burglary: filing a theft claim that gets paid

Police report first, serial numbers second — the exact order that works.