Insurance claim diary · ALE tracker
The insurance company has an app.
Now you have one too.
After a fire, flood or storm, your payout depends on documentation: receipts for every expense, a record of every adjuster call, every deadline met. ClaimsVault keeps your whole claim in one dated file — private, offline, yours.
Why this matters
Claims aren't won by being right.
They're won by being documented.
Regulators tell claimants the same three things after every disaster: keep receipts for all additional living expenses, keep a diary of every conversation with your insurer, and never miss a deadline. People do this in a shoebox and a tired memory — while the insurer runs professional claims software. ClaimsVault levels that field.
Every receipt is money
Your policy owes you hotel, meals and essentials while your home is unlivable — but only with receipts. Snap them the moment you get them; totals build themselves.
Call log the regulator recommends
California's Department of Insurance tells claimants to keep a claim diary of every adjuster conversation. ClaimsVault is that diary: who, when, what was promised.
Damage, dated
Photograph everything before cleanup. Dated damage records are the difference between an estimate and an argument.
Deadlines that can void coverage
Proof of loss is often due in 30–60 days. Add your dates once — get reminded before it's too late.
An adjuster's-eye checklist
Every record shows what's missing — a receipt photo, an amount, a name — before it costs you at settlement time.
Four PDFs, adjuster-ready
The full claim file; a compact edition that fits any email; a damage photo record with dates; a receipts bundle of every claim expense. Badge-labeled covers — your adjuster knows what they're holding before page two.
Local-first
Your evidence. Your device. Period.
You're in a money dispute with a large company. Your records of that dispute should not live on anyone's server — including ours. ClaimsVault has no accounts and no cloud; everything stays on your phone, protected by Face ID, exportable the moment you need it.
Before the claim: document what you own with ItemVault — our home inventory app. Free guides: fire claims · water damage · theft.
- Nothing leaves your phone. No server, no account, no analytics — your records live on-device and export to your own iCloud Drive or Files.
- Yours, even if we disappear. Cloud tools get shut down and take your data with them. A local-first app can't be switched off from a server — your records stay files you control.
- Paid once. One-time purchase. No subscription, no upsell, updates included.
FAQ
Questions
What is ALE and why should I track it?
Additional Living Expenses (Loss of Use) coverage pays the extra cost of living elsewhere while your home is repaired: hotel, meals above normal, laundry, mileage. Insurers reimburse it only against receipts — untracked ALE is money you simply don't get back.
What happens when I get a new iPhone?
Everything moves with you. Your data rides along in your iPhone's own iCloud backup, and your purchase is tied to your Apple ID — restore the new phone, tap Restore Purchases, done. You never pay twice. The exportable backup file in iCloud Drive is your extra safety net.
Is it really a one-time purchase?
Yes. $9.99 once, yours forever. You're in the middle of a disaster — the last thing you need is another subscription. All future updates are included — you always run the latest version at no extra cost.
Where is my data stored?
Only on your device. Your evidence in a dispute with an insurer shouldn't live on someone else's server. Export a PDF or a full backup whenever you choose — that's the only way data leaves your phone.
Does it work for hurricane / water / theft claims?
Yes. The structure — expenses, conversations, damage, deadlines — is the same for any homeowners or renters claim.
